Planning Process and Fees

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Free Consultation

We begin our streamlined process with consultation, during which we answer any of your questions and explain our planning process. You can start with a complimentary, 30-minute phone call, and follow with a complimentary in-person or virtual meeting (about one hour). Bring only your questions and your basic financial information. 

If we decide to work together, you will already have a good start on creating a personal financial plan with instant online access.  Most clients find that the process brings a great deal of relief. This meeting of the minds is critical for determining whether we are a good fit: choose your perfect advisor— don't let him or her choose you!

 
 

KNOWLEDGE IS POWER. AND CONTROL.

 
 
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  1. Initial complimentary consultation: Identify goals. 

  2. Gather information: You collect your data.

  3. Research, analyze, create plan: We create a wealth management plan.

  4. Consult and recommend: We discuss strategies and make recommendations.

  5. Implement and review: Plan Only option— we periodically adjust, as desired. Plan with Asset Management option— we discuss and adjust quarterly and annually.

Fees: Wealth management is not just for the wealthy.

We provide a flexible mix of full-service financial planning and investment management. After a complimentary consultation, we charge as follows, depending on which options you choose:

  • Financial plan only: Flat fee of $400.00 (4 hours). Retirement, investments and more. We can still advise you on your investments, even if we don’t manage them. We use the MoneyGuidePro® software, which you can also access online. Ongoing plan review and adjustment is available at $200.00/hour.

  • College planning: Complimentary as part of a financial plan. Without a plan, flat fee of $400.00 (4 hours). We use the College Aid Pro™ software developed by Capstone College Partners™, which you can also access online. Ongoing plan review and adjustment is available at $200.00/hour.

  • Asset management: Charged as a percentage of assets under management at our firm. A financial plan and ongoing planning are included in this fee. We touch base and adjust quarterly, and we meet at least annually.

Most importantly, we meet or talk on the phone as often as you like, and we are always available during business hours or by appointment.