Retirement Income Planning

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It’s all about planning ahead.

During your earning years, we focus on identifying the optimal mix of stocks, bonds, cash and real estate for you to keep up with inflation and generate growth and income.

Protect your assets

We focus on helping you preserve as much of your assets as possible during your retirement years. We examine these factors with you:

  • Retirement choices: When retiring and taking Social Security is optimal for you.

  • Budgets: Calculation of your retirement spending, with inflation in mind.

  • Asset management: When necessary to draw from your investments for income, guidance to sell well-performing assets— thus you still generate some income and some growth from the investments.

  • Retirement accounts: Efficient set up of withdrawals from 401Ks and IRAs with regard to taxes.

  • Taxes: Strategies for tax minimization on Social Security and retirement plan withdrawals.

  • Medicare: Medicare options

  • Portfolio simplification: Reorganization and consolidation of your accounts, for clarity.

  • Beneficiary planning: Arrangement of beneficiaries of retirement plans, IRAs and 401Ks.